Reviews 4.1
4,441 total
Indio Moreno
1 reviews US
Buyer beware!!!!!!!! 29% payback dont do it.
Any branch in new york and new jersey will never give you a chance i have a 700 credit score. I just got denied with no reason why? This company is not worrh doing business with. So don’t bother applying to ans gear or anyone thats using bread. They use Cross river Bank in New Jersey. B.S. at 29% pay back. Buyer beware.
Date of experience: June 09, 2020
Lora Golden
1 reviews US
I was approved for a more expensive…
I was approved for a more expensive motorcycle and then I changed my mind to another bike. The second time I was denied even though I never completed the first purchase. I called today and I was outright denied. I will never use these guys again they are very shifty on the loans. WHY else would I be approved but then ultimately denied. Very indecisive company. I have to wait 90 days. I'll just pay cash for the scooter and never look back. Oh well their loss.
Date of experience: June 08, 2020
Mary Hofstetter
1 reviews US
Your interest rates are outrageous.
Your interest rates are outrageous.
Date of experience: June 02, 2020
Non Essential Down and out worker
1 reviews US
Run away screaming!!!!
Never using these guys again. Nowhere near the Covid-19 help I received from other lenders. Sorry Bread, when the chips were down, you showed me the only thing you cared about was getting your money on time!
Date of experience: June 02, 2020
N.S
1 reviews US
covid-19 relief
Didn’t provide or offer any covid-19 relief options. For example, pausing payments or deferments.
Date of experience: May 19, 2020
Hank Ronan
1 reviews US
Usurious interest rate!
30% APR?? I don't THINK so! Why would I pay that much for money when an ordinary credit cars is around 14%? No thanks!
Date of experience: May 11, 2020
Shervin Sharifi
1 reviews US
Absolutely horrible verification…
Absolutely horrible verification process. Needed the merchandise ordered today but was told it would be 1-3 days for verification? What?? I'm an 800 credit score and provided you my D.L as well as all verification questions answered. You asked me what my brothers wife's birthday was? Seriously? Now that the equipment can't be ordered you screwed up our entire timeline. I would recommend BBQ guys switching finance companies to not further lose anymore customers.
Date of experience: May 08, 2020
Alonda Guillory
1 reviews US
High credit score n Not one credit blemish
*** Don’t Be Fooled!*** If you are a regular everyday person with regular life issues, you don’t qualify! Don’t let them scam you into running a “soft pull” that shows up on a report somewhere later on I’m sure, and has incorrect information on it. You have to have 650 credit and no blemishes on your credit from the past, even if you pay it off. If I could give no stars I would, but I had to pick something. I applied to see if I would qualify after paying off all of my old collection accounts and still was denied with a 600+ credit score. I contacted Bread and asked for reconsideration of their decision and they flat out was not willing to work with me. Bread is only for the rich people with a 700 credit score or higher. So if you want to get financing check out places like QVC, HSN, Leaseville or places who are really after helping the little guy get ahead. Not a big company who only caters to people who could pay cash and just won’t.
Date of experience: May 07, 2020
Ashley Schanz
1 reviews US
Terrible Business
Terrible terrible business! And worst financing company. The other reviews are fake and scams. They bait you in with a low interest rate and when you go to make a final payment there are fees and interest rates that were never discussed! Avoid this company and take a loan out else where!
Date of experience: April 10, 2020
SharonN
1 reviews US
wrong parts were sent twice and I had…
wrong parts were sent twice and I had to prove this before they would send replacements twice. The particle board falls apart. Very poor quality control. Good idea if made properly. Above all, extremely expensive for what you get. Too bad. I would never purchase another thing from this company
Date of experience: April 07, 2020
dtdelamer
1 reviews US
Not happ
I keep getting text messages that there is a problem with my payment, when I go through the steps to link to my account it tells me my account is paid in full. I'm a person who pays her debts. I thought I was dealing with Paypal. Anytime I want to order from Accuquilt, I will pay with credit card or personal bank account. I don't have time to keep chasing these people down.
Date of experience: March 25, 2020
Betty
1 reviews US
I have no issues
I have no issues , in fact orders were deliver within 2 days
Date of experience: March 24, 2020
Paula Woodward-Manayan
1 reviews US
DO NOT DO BUSINESS WITH THIS COMPANY!
DO NOT DO BUSINESS WITH THIS COMPANY!! Terrible customer service, can't answer questions about possible fraud on my account. Minimum wage employees with a minimum wage mentality. Kayla in customer support said she is the end of the line for customer service but couldn't answer a single question. Clearly a company that believes in keeping their employees stupid.
Date of experience: March 11, 2020
S U
1 reviews US
Avoid Bread
I have two accounts with Bread. I set up auto payments through my bank so they would be paid on time every month. In January, I submitted one payment for both accounts and included the account numbers. Bread chose to apply the entire payment to one account creating a 'past due' situation on the other account. I submitted a second payment to cover the 'past due' payment. The following month (February) both accounts were paid on time and I received an email from Bread showing payment had been received then this morning I receive a text message stating that my account was past due! Every time I contact Bread via email they respond with a 'call Customer Support to set up a payment plan'. I refuse to call Customer Support because there is no written documentation to refer to later. I thought Bread was a great idea when I signed up but now I'm not so sure that they have their act together.
Date of experience: March 04, 2020
Terri Geoghegan
1 reviews US
It was convenient to pay for sure
It was convenient to pay for sure, but I had made a mistake in picking my monthly payment plan( as my payment did not fit my monthly budget) it left me strapped monthly. I asked so many people at bread to help. I felt like a pingpong between scrapbox and bread. They said no one had ever asked if they could change their plan. I LOVE my box, but bread look over your plans. help The customer Succeed in paying, it could be a win/win.
Date of experience: February 11, 2020
Tyasin01
1 reviews US
Good rate bad service
Second loan did not approve even though I paid the first loan off . Process is easy.
Date of experience: February 11, 2020
C jamies
1 reviews US
Item was not worth the money I paid for…
Item was not worth the money I paid for it. Very unhappy with purchase. Will never purchase here at this company again
Date of experience: February 05, 2020
Edward Morrison
1 reviews US
You do not to offer a interest free…
You do not to offer a interest free duration term loan. Consumers like my self pay off debt and do not appreciate 29.9 % interest. Subsequently, I will use another loan provider.
Date of experience: December 03, 2019
MB
1 reviews US
I was approved for a loan and made two…
I was approved for a loan and made two separate transactions, on the second transaction it was denied for no reason. I have excellent credit..I would stay away from this BS finance company!!
Date of experience: October 29, 2019
Sandy Delozier
1 reviews US
your interest rate is ridiculous
your interest rate is ridiculous
Date of experience: October 02, 2019
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About
Bread Pay (formerly Bread) is one of several products offered by Bread Financial, a leading provider of simple, personalized payment, lending and saving solutions. Bread Pay includes Installment Loans and SplitPay (buy now pay later) financing options for our retail partners to offer their customers.