I am far from a pleased client and have had the most stressful time of my life with homebridge financial services. The way this whole thing has been conducted, from beginning to end, has been a mess and has been full of lies. I cannot believe they conduct a company this way, or are still in business. I am set to close on my new purchase on Friday with this "company" and I am going to start over with a new company tomorrow, because this has been the most frustrating, most dishonest company and transaction I have ever had to deal with in my entire life! I do not encourage anyone to go with this company, or put your faith or trust into a company such as this. They will tell you one things, and turn around and do a completely different thing, they will throw in hidden fees with out telling you and try to put you at a higher rate than you should be in. They will illegally pull your credit, even if you mark DO NOT RUN MY CREDIT on the application. I sure hope this will detour someone else from making the same mistake I did!! They will also try to tell you things that you apparently "said" and make it out to believe that this is all your fault! GO TO ANOTHER COMPANY!!!!!