If I could leave negative stars I would. Hands down the most deceptive, dishonest, predatory company and loan officer I have ever encountered! On October 8, 2019 I received a FHA refinance estimate on my home with estimated closing costs of $4,616.50. Less than 24 hours later I received a residential loan application with estimated closing costs of $14,126.00!!!! My loan officer, Kendal Becker, was aware I was a single female with no prior mortgage or real estate experience. He also knew I needed the refinance to lower my interest rate and pay off 2 debts. I would have saved over $700.00 a month. Ultimately, the home appraisal revealed my home did not meet the minimum requirements set forth by HUD for a FHA loan. This meant the 2015 mortgage loan Kendal Becker had assisted me with was fraudulent. Rather than be honest, Kendal Becker pulled MULTIPLE credit supplements in less than 3 weeks looking for a way out of funding the loan. When nothing negative was found on the supplements Homebridge Financial and Kendal Becker DISAPPEARED at the closing of my loan with no explanation. I requested a reason 2 weeks later, at which time I received a false statement of credit denial. DO NOT TRUST THIS COMPANY..... feel free to email me a FHAMortgageFraud@gmail for more information.