After dealing with their system issues for 2hr, and having to call them and Wayfair they said ok we fixed it! Then i get shown im approved and for how much. I pick a payment plan and then they ask for an image of my driver's license. I give it thinking this is normal and guess what??? They then say you're denied at this time and after several hits to my credit report, which they say ohhh no we don't do hard hits (that's a lie)!! AFTER I GIVE MY SS# They then within ohhh i don't know 30 minutes or so, sell all my info and then i start getting text messages about me receiving money from Citizens Bank, andf stating to click this link if it's not you!!! I'm getting click bate for scammers now!!!!! I have recieved about 9 emails from random scammers. Not even ads people!!! Scammers!! ... seriously. Not a legit company i feel. I asked why they did it this way, and she stated some people need to show their ID because they seem like something is not right with their info!!! I delt with your system acting up, you didn't recognize my phone carrier, and i had to call multiple times to 2 different companies customer service numbers to get this far, AND MY info seems off?? You get my SS#, an image of my DRIVER'S LICENSE, my email, phone number, house number, CELL PHONE# and then Denie me? I have established credit with other places, my credit is not that bad! But i seem off? I'm not sure what happened here but please be careful with whom you intrust your info with. Because the emails and texts are scammers....ohhh and not to mention the phone call trying to tell me my SS# IS ABOUT TO EXPIRE!!! SERIOUSLY???? BREADPAY we are disappointed in you. Sorry to rant but be careful. The problem is that most people comment asap they get their credit maybe rosy before their 2 payment, so it's not a legit comment if what they sent through. We need more people to actually comment and not just say forget it! Without these we won't know how these companies actually work.