Reviews 4.4
7,209 total
Kristin Henson
1 reviews US
Amazing experience.
Credible helped me reduce the interest rate on my student loans from 9.75% to 3.5%. I had tried to go directly to several different banks offering private loan consolidation, and never found success, so I'm really glad that I came across Credible. This process was easy, and has helped me save tens of thousands of dollars. I'd recommend Credible to anyone, and I've already told several friends about them!
Date of experience: October 16, 2015
Jasmin R.
1 reviews US
Fantastic to work with!
By using credible I was able to find a lender to consolidate my loans and save $300 a month! I have also cut my interest rate in more than half which will end up savings me thousands over the remaining life of the loan. I had done months of research trying to find a lender and credible was able to give me a few options in just a few minutes. Refinancing my student loans has allowed me to move forward with getting approved to buy my first home!
Date of experience: October 15, 2015
Brandon O'Hara
1 reviews US
Credible helped to save me thousands of dollars
Credible allowed me to submit multiple applications to refinance my student loans with ease. The application process was painless and quick. Once I received my offers it was easy to compare them and pick the offer that worked best for my financial situation and goals. Through Credible I was able reduce my interest rate from 6.8% to 4.79% will be able to payoff my loans 8 years earlier. When my loans are paid off I will have saved more than $30,000 dollars. Without Credible is unlikely I would have ever submitted an application to the bank that ended up giving me the best refinance terms.
Date of experience: October 15, 2015
Joel Sommer
1 reviews US
Credible saved me a lot of money
How much did you save in total based on the offer you selected or how much you've reduced your monthly payment? 8,000 What was the best part of the Credible experience? The customer service representatives were very friendly and provided excellent support. The website was easy to navigate and allowed me to follow up with the loan refinancing process daily. What will refinancing your student loans enable you to do that you couldn't do otherwise? I will be able to start saving more money to provide a better life for my family. What will refinancing your student loans enable you to do that you couldn't do otherwise? I will be able to start saving more money to provide a better life for my family. Highlights and your personal opinion of the process The process was relatively easy and I am very grateful for the opportunity. Please provide one to two sentence testimonial. A Testimonial can just be a portion or summary of your overall experience I recommend anyone with high student loans to use Credible as source to shop refinancing options as it was a great experience for me and I was able to significantly reduce my annual interest rate and overall debt. About your loan: which loan did you choose and brief why? I was able to reduce my interest rate from 8.2% to 2.35 per year.
Date of experience: October 14, 2015
Amanda Middleton
1 reviews US
The easiest way to save thousands of dollars!
I had thought about refinancing my student loans for a while, but it wasn't until I found Credible that it was actually worth it. Quickly and easily I was able to fill out one form, and get multiple loan offers. I was also able to combine federal and private loans, which is almost impossible with any other company. Overall, Credible was able to get me an offer that shortened my loan and reduced the total payments by $25,000! I would recommend everyone with student loans to check out Credible.
Date of experience: May 19, 2015
CMF
1 reviews US
Valuable service and a efficient use of time!
After spending months trying to refinance several of my loans through multiple individual lenders I saw an ad for Credible. I figured that I had exhausted all my other options, and might as well take a shot at a new approach. Credible allowed me to see all of my potential lenders in one place and identify which one would be the most beneficial to reduce my exorbitant interest rates. The customer service was extremely helpful letting me know when new lenders posted offers. In the end, about an hour on Credible significantly lowered my monthly payment and saved me thousands in interest!
Date of experience: May 13, 2015
Brett
1 reviews US
Easy process that saves time!
I had a great experience with Credible as it allowed me to review several vendors at one time. Rather than reaching out to multiple vendors individually, Credible took my information and showed me what rate each bank could offer. I was able to refinance my loan and save $11,000 in interest! Thanks to Credible I saved hours refinancing my student loan.
Date of experience: May 13, 2015
Zac Lawhon
1 reviews US
Quick, elegant service, and a nice reduction in debt.
When I realized how much my college loans had appreciated during the five years I was in college, I thought I had given up any dreams of home ownership or having children. I refinanced $70,000 of my student loans with Credible, and was able to reduce my payment by about $35 a month, and my interest rate by 1.5%. That may not seem like a lot, but over the life of the loan I'm saving tens of thousands of dollars by using Credible's service, and the loan is ending sooner than I had originally anticipated. Watching my principal go down much faster than it did before makes me sigh with relief. Using this service and a couple other financial tools-- including better budgeting and conserving resources-- has helped me come to a point in life that I'm able to buy a modest house with an extra room. For now, that means I can use the house to build wealth quicker, and pay my loans down faster, which remains my number one goal.
Date of experience: May 11, 2015
Olivia Hua
1 reviews US
Credible is a great, quick way to compare your student loan interest rates
Credible allowed me to quickly and easily understand whether or not I was overpaying on my student loans. As it turns out, my interest rates were competitive and would not benefit much from refinancing. The site was easy to navigate and saved me the hassle of having to explore lenders directly to know if I could benefit from refinancing. I would recommend Credible to anyone with student loans to check them out for reassurance purposes or if your interest rates are high, save some money without much hassle.
Date of experience: May 11, 2015
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About
About Credible’s products
(Notice: Links below lead to Credible’s website(s))
Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:
- Personal Loans
- Student Loan Refinance
- Private Student Loans
- Insurance
- Home Loans
- Mortgage Refinancing
Credible is different from other marketplaces and other mortgage brokers. Here’s how:
- You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.
- Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.
- Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.
Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.
Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. All loan and mortgage-related services are provided through Credible Operations, Inc., NMLS # 1681276. www.nmlsconsumeraccess.org. Not available in all states.
*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).