Reviews 4.4
7,209 total
Nick Zimmerman
1 reviews US
Credible Review from a Student
I would recommend Credible to anyone and everyone seeking student loans and want to find the best interest rate.I would like to thank Credible for helping me save thousands of dollars over my usual bank for student loans. The interest rate on my loan, which I found because of Credible, was over 3 percentage points less than what my bank offered me. That works out to be over a 50% savings in interest. Any student who needs to take out loans, I would recommend they use Credible to save thousands.
Date of experience: January 27, 2016
Michael Angel Valdez
1 reviews US
I Saved Over $100/month!
I was astonished how quickly I received a response from loan servicers. The entire process from starting on Credible to getting my private student loans refinanced took about a month. Credible definitely guided me in the right direction to refinance my private student loans quickly and thoroughly. This has helped me secure a better position in my financial life. I went from paying 4 different servicers a total of $1,076/month to paying one servicer $961/month. That's a savings of $115/month or $1,380/year!
Date of experience: January 27, 2016
Billy Barghahn
1 reviews US
Easy and Competitive Refinancing
My first application was denied so I had to do some digging to figure out why, but I was able to get it approved after speaking with a representative. A more personalized follow-up with the application decision would be nice. It was an extremely easy service to use and they offer very competitive interest rates. I reduced the interest rate on my private student loans by 2% and will save approximately $8,000 in interest payments over the life of the loan.
Date of experience: January 27, 2016
Vanessa Jankowski
1 reviews US
Made refinancing my loans so easy!
Credible was a huge help for refinancing my loans. I will almost certainly use it again for some of my other student loans that I didn't cover in the first batch.I chose a new loan that was basically the same monthly cost as the old one but saved me $3000 over the life of the loan and three years of payments.
Date of experience: January 27, 2016
Roxanna S.
1 reviews US
Wish I'd found them sooner
I'm so glad I found Credible, I could have easily gone on paying to much without a second thought. The application process was smooth, I would do it again. I estimate I saved $4,000 over the life of my loan
Date of experience: January 27, 2016
Jake Simon
1 reviews US
Saved a crazy amount of money over the life of my loan
“I am so lucky to have someone mention Credible to me, because otherwise I wouldn’t have know about this option. If someone comes to you and asks, do you want to pay a little more per month to save over $35,000 in the long run, its a no-brainer, Credible has those options. I worked with Sam whose customer service was second to none- she really made the daunting task of student loans a bearable conversation. She was very knowledgable and easy to talk to!
Date of experience: January 20, 2016
Jon Walton
1 reviews US
Very responsive live team
Customer service team was very helpful and responded to their web based chat requests almost immediately. Made navigating their site quick, painless and easy
Date of experience: January 19, 2016
Erin
1 reviews US
Quick and easy!
The entire experience was quick and easy to understand. I've researched refinancing my loans before, but the process was overwhelming and communication with lenders seemed impossible. Credible took care of all the hard work. I was able to get an excellent interest rate on a 10 year loan, and I'll be saving nearly $100k!
Date of experience: December 13, 2015
Taylor
1 reviews US
Superb Experience with Credible!
I found my credible experience to be very simple and it provided me the opportunity to save some money and some sanity as it relates to my student loans. I was able to make an arrangement with a lender for a 10 year loan, reducing my current interest rate by 3.5% equating to $115 reduction/month. Thanks!
Date of experience: December 09, 2015
Hotcake88
1 reviews US
Credible is Amazing!
It was very worth the time. I felt powerless over my student loans. Credible allowed me to choose the right option to payback the loans in a timely and cost-efficient way. Lower interest, higher monthly payment, in order to pay off in 1/2 the time
Date of experience: December 09, 2015
Kim
1 reviews US
Easy process
I was very impressed with the ease of the application process.It was easy to apply and I am able to pay off my loan faster.
Date of experience: December 09, 2015
Paul Benson
1 reviews US
Fast. Easy. Changed my life
Quick. Easy. Lots of bang for your buck (saved $15,000! over the course of the loan). Credible.com immediately put my family in a stronger financial position. And they made it easy.
Date of experience: December 08, 2015
Ryan
1 reviews US
Great Rates!
Another lender couldn't match your rates! Called them 4 times to match... Never Called Back! I Saved Money, to buy a car
Date of experience: December 08, 2015
Mustafa Manzoor
1 reviews US
Very quick and easy process!
Using Credible was very quick and easy. I really liked the integration between lenders when getting "credible" options. Interest rate reduction using a variable loan (vs. fixed) was key as I can use the monthly savings to invest or pay off more principal balance. I am expected to save $33,000 with my refinance.
Date of experience: December 08, 2015
Josh Bobowski
1 reviews US
Worth every minute
I'll have saved over $1,000 by refinancing. That is definitely worth the time. I went from a fixed government 6.655% interest rate to a fixed interest rate of 5.30%, or 4.80% with autopay!
Date of experience: December 08, 2015
Katie deC
1 reviews US
Credible jump started my loan consolidation process
Credible helped me jumpstart the process towards loan consolidation by providing me multiple offers from different lenders, allowing me to select the best loan product for my long term goals (with the lowest interest rate). Now paying off my student loans has become much more feasible than it once did. I would recommend credible to friends and colleagues with student loan debt.
Date of experience: October 26, 2015
Lauren Hopkins
1 reviews US
SO EASY!
Credible made it SO EASY to re-finance my student loans. But unifying the application, it saved me so much time by sending my information out to several lenders all at once. Thanks to Credible, I was able to re-finance and will save over $11,000 over the re-payment of my loans!!!
Date of experience: October 19, 2015
Jim Slawnikowski
1 reviews US
Credible: Breaking the Chains
"After graduating from college, like many of this generation, I thoughtI would wind up in a job that provided a healthy salary and clear career path. Boy was I in for a wakeup call! Not only did it take me almost a year to find a steady healthy environment to plant my feet in, I was not making the kind of money that I imagined I would. I had gone $150,000 in debt for school and I was barely bringing in enough to keep the lights on, car running, and food in the fridge. Then with a stroke of luck, I found Credible, and my life started to do a 180! Their friendly and open associates made it easy to be comfortable to talk about my debt and what they could do to help me. Their people are the best asset they have to their name. I was able to cut my monthly student loan debt from roughly $1,700 a month to a mere $1,100. That extra $600 a month has made the difference I never thought I would have; the difference between oppressive debt and literally, FREEDOM! I finally have the freedom to get that cup of coffee, go to the movie, to take my wife out on a date, or to buy a new board game to enjoy with my friends. Without Credible’s assistance, I was a miserable wreck; barely limping through the day, but now, I am dancing through each and every day!"
Date of experience: October 19, 2015
Merry Iris
1 reviews US
Helped me save money! Easy and honest!
I had an excellent experience with Credible. I had no idea how to refinance my student loans or even that I could until I saw an ad for Credible. Credible made the refinancing process so easy. On average, I’ll save 1.69% in interest (although this isn’t exact, as I didn’t do a weighted average). I’ll be able to pay my loan off faster and will spend less money repaying it in the long run. I am so grateful that Credible exists and made this possible.
Date of experience: October 16, 2015
David A
1 reviews US
Honest Advice on my Current Loans
I've been receiving emails from credible to refinance my student loans I had so I thought I would give them a call. I called into customer care and spoke to a rep who told me my rates were fairly competitive. I appreciated the honestly from rep and it saved me a pull on my credit! We need more companies like this.
Date of experience: October 16, 2015
Contact
About
About Credible’s products
(Notice: Links below lead to Credible’s website(s))
Credible offers users the ability to compare personalized prequalified rates from multiple lenders across multiple products, such as:
- Personal Loans
- Student Loan Refinance
- Private Student Loans
- Insurance
- Home Loans
- Mortgage Refinancing
Credible is different from other marketplaces and other mortgage brokers. Here’s how:
- You’ll receive personalized prequalified rates. With Credible’s lending marketplace, you can fill out a simple, two-minute form, and instantly see which lenders you qualify for and at what rates. These are personalized, prequalified rates based on your credit history.
- Your credit score is not impacted.* Credible performs a soft credit inquiry to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score.
- Safe and secure: Your data is encrypted and protected using transport layer security (TLS), the same protocols top banks and financial institutions use. And we don’t share your contact information with lending companies without your permission. Read more about Security at Credible.
Checking prequalified rates with Credible is free and our dashboard allows consumers to see important loan details, including monthly payment and total repayment costs, and sort as they prefer.
Insurance-related services are provided through Credible Insurance, Inc. (CA Lic. # 0M90597), VA: Credible Insurance Agency, Inc., MN SOS: Credible Cover, Inc.. All loan and mortgage-related services are provided through Credible Operations, Inc., NMLS # 1681276. www.nmlsconsumeraccess.org. Not available in all states.
*Checking rates on Credible will not impact your credit score. If you close a loan, your chosen provider or ultimate lender may perform a hard credit pull that may impact your credit score prior to loan closing (timing varies by provider).