I don't know what i was thinking when i decided to do business with credit strong. They are ripping people off with their shady business model. I've been making payment in the amount of $15 for 2 years. I called them one day because i wanted to close the account and i was in shock when they agent told me that i will be receiving $128 while i expected that my account balance would be $360. The agent told me it's because i withdraw the fund less than a year which makes no sense to me at all. He told me that i should receive the funds within 5 to 7 business days. I waited for over 2 weeks and i never receive the funds. $128 is not even half of the payments that i've been deposited into my account. I called them back and they told me that previous agent did not close the account. I still not have received the funds yet. I would strongly suggest or advise people not to do business with Credit Strong. Stay a way from them.I hate to say it but in my opinion i think they are scam.